These loans are guaranteed by the Small Business Administration because of this they offer some of the lowest rates on the market as well as long repayment terms and the ability to borrow up to $5 million. Repayment ranges from 7- 25 years based upon how you plan to use the money. SBA loans are best for strong credit borrowers who have been operating for 2 years and are willing to work on the long application process to expand their business or refinance debt.

Pros

  • Lowest rates on the market
  • Borrow as much as $5 million
  • Longer repayment terms 7-25 years

Cons

  • Long application process
  • More qualifications required

Best for

  • Expanding businesses or refinancing debt
  • Business with good credit willing to wait for funding

Our 3 Step Process

Apply

1. Apply

Fill out our Quick Apply application.

We review your application

2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

Receive funding

3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.