A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.

Pros

  • Flexible borrowing
  • Typically no collateral required

Cons

  • May have maintenance fee or withdrawal fee
  • Good credit and consistent revenue required

Best for

  • Short term needs
  • Seasonal business to manage cash flow

Our 3 Step Process

Apply

1. Apply

Fill out our Quick Apply application.

We review your application

2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

Receive funding

3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.