Rental Loan
If you own or are interested in purchasing a rental property, we want to help you get the best financing available.
Rental loans are used to purchase turnkey rental properties or to refinance those you currently own. You can perform a rate and term or cashout refinance. There are several different loan structures such as a 30 year fixed rate, 5, 7 or 10 year adjustable rate.
Key Features
- 30 Years Term
- Starting at 4.50% Rates
- 80% of “As-is” Value
Property Types
- Single Family (1-4 units) and Multifamily (5-8 units)
- Investment, Non Owner Occupied
- Fixed and Adjustable Rate
Bridge Loan
If you and your property meet our qualifications, we’ll fund your deal.
A bridge loan is also often referred to as a fix and flip loan. In short, bridge loans are a short term financing options widely used to acquire and rehab properties for the purposes of reselling or holding. Bridge loans are typically for a 12 month term or less and the payment terms are usually interest only with a balloon payment at maturity.
Key Features
- 12 – 24 Months Term
- Starting at 8.50% Rates
- 85% of “As-is” Value
Property Types
- Single Family (1-4 units) and Multifamily (5-20 units)
- Investment, Non Owner Occupied
Flex perm Loan
Lock in long-term financing and avoid the balloon payment associated with most private money loans.
Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan
for up to 30 years.
Key Features
- Great for qualifying W-2, self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
- Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
ARV Pro
The best short-term solution for acquiring and improving property value.
Designed for “fix-and-flip” investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its “as repaired value” (ARV).
Key Features
- Allows borrowers to finance improvements.
- Great for borrowers who need a quick close.
- An interest-only 1-year term provides lower monthly payments.
- A higher LTV than hard money lenders.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
Flex I/O
A short-term interest-only loan program.
Designed for investors seeking short-term financing with no prepay penalties.
Key Features
- An interest-only, 24-month term provides lower monthly payments.
- Available for purchase or cash-out refinance.
- Perfect for acquiring or leveraging real estate holdings.
- A higher LTV than hard money options.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
Fast 50 Loan
A low LTV loan with easy credit requirements.
Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
Key Features
- Great for borrowers with a recent bankruptcy or notice of default.
- No seasoning of ownership required.
- Improved pricing compared to our FlexPerm program.
- Derogatory mortgage history is OK.
- Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Foreign Loan
The perfect option for foreign real estate investors.
Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.
Key Features
- LTVs of up to 65%.
- No U.S. credit required.
- No seasoning of funds required.
- No other U.S. investment experience required.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)