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DSCR loans for real estate investors - cityscape representing investment property financing

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DSCR Loans & Capital Solutions for Real Estate Investors

Qualify on rental income — not personal income. Fast scenario review, multiple capital paths, closings in as little as 21 days.

✔ No Personal Income Verification — DSCR Flagship Program ✔ Real Estate & Business Funding Solutions ✔ Fast Pre-Qualification — Multiple Capital Paths

Serving Real Estate Investors & Business Owners Nationwide

Business-Purpose Only • LLC & Entity Friendly • Foreign National Programs • Nationwide Coverage
⭐ 4.9/5
Google Verified Reviews
500+
Investors Funded
50 States
Nationwide Coverage
21 Days
Average Close Time

✔ Investor-Focused Funding

✔ Fast Pre-Qualification

✔ Multiple Capital Options

✔ Secure Document Process

Find DSCR Loan Programs in Your State

Select your state below to see investor financing programs, local market insights, and qualification requirements.

All 50 states + DC covered. No W2s or tax returns required.

Recently Funded Deals

Active across every major market. These are real transactions — anonymized per borrower agreement.

FUNDED
DSCR Rental
$485,000
Brooklyn, NY
Closed in 18 days
FUNDED
STR DSCR
$380,000
Scottsdale, AZ
Closed in 22 days
FUNDED
Bridge Loan
$290,000
Atlanta, GA
Closed in 9 days
FUNDED
Fix and Flip
$215,000
Dallas, TX
Closed in 12 days
FUNDED
Portfolio Loan
$1,100,000
Miami, FL
Closed in 24 days

Who We Help

FAAS Funding connects investors and business owners with the right capital solutions.

Real Estate Investors

DSCR, Fix & Flip, Bridge, STR financing structured around asset performance.

Business Owners

Lines of credit, SBA loans, equipment financing, and working capital solutions.

Contractors

Acquisition and rehab capital for value-add projects and construction timelines.

Flexible Funding Seekers

Multiple paths reviewed. No one-size-fits-all. We match your scenario to the right product.

Capital Programs Built for Active Investors & Business Owners

Structured around performance, not paperwork.

DSCR Loans (1-4 Units)

Cash-flow-based financing structured around property performance.

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Fix & Flip Capital

Acquisition and renovation structures for value-add operators.

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Bridge Loans

Short-term capital for acquisitions, transitions, and time-sensitive deals.

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Business Line of Credit

Flexible revolving capital for business operations and growth.

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Equipment Financing

Finance equipment purchases and leases for business operations.

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SBA Loans

Government-backed financing for eligible small businesses.

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What Investors Are Saying

Real outcomes from real borrowers across the country.

★★★★★

“Closed my 6-unit DSCR deal in 19 days. I had been turned down twice by conventional lenders. FAAS structured it around the rental income and got it done.”

Marcus T.
Real Estate Investor · Atlanta, GA
DSCR Loan · $485,000
★★★★★

“The DSCR calculator on their site gave me confidence before I even applied. Pre-qual was fast and the advisor actually explained my options — no runaround.”

Priya S.
Short-Term Rental Operator · Phoenix, AZ
STR DSCR · $320,000
★★★★★

“Needed bridge capital fast for a fix-and-flip. FAAS had me approved in 48 hours. The process was cleaner than anything I had tried before.”

James R.
Fix and Flip Investor · Dallas, TX
Bridge Loan · $275,000

Typical Rate Ranges

We believe in transparency. Here is what most borrowers in our network see — no hiding the ball.

Product Rate Range Typical LTV Term
DSCR Rental Loans 6.5% – 9.5% Up to 80% 30-yr fixed / IO options
Bridge Loans 9.5% – 12.5% Up to 75% 6 – 24 months
Fix and Flip 10% – 13% Up to 90% ARV 6 – 18 months
Business Lines of Credit 8% – 24% N/A Revolving

Rates are indicative ranges based on current market conditions and are subject to change. Your actual rate depends on DSCR ratio, LTV, credit score, property type, and lender guidelines. Contact us for a precise scenario review.

How the Process Works

A simple four-step path to your funding solution.

1

Submit Your Request

Tell us about your property, project, or business funding need.

2

Get Pre-Qualified

We review your scenario and match it to the right capital structure.

3

Upload Documents Securely

Lease, purchase contract, bank statements, or other supporting docs.

4

Review Funding Options

Receive your capital structure review and move forward on your terms.

Why FAAS Funding

Clarity First

We explain your options clearly so you can make confident funding decisions.

Built for Speed

Fast pre-qualification with closings in as little as 21 days.

Multiple Capital Paths

Real estate and business funding under one roof. One application. Multiple options reviewed.

Education Driven

Guides, calculators, and resources to help investors and owners make better decisions.

Repeat Borrower Focus

Built for investors who want a long-term capital partner, not just a one-time transaction.

One Application. Multiple Funding Paths.

Real estate capital and business funding reviewed together. Get started in minutes.

Business-purpose lending only. Not a bank. Not a direct lender. We are a financing marketplace — we match your deal to the right lender across our network of 40+ capital sources, so you get competitive terms without shopping 10 lenders yourself.

Analyze Your Deal