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Real Estate Investor

DSCR loans, bridge capital, fix and flip — qualify on rental income, not W-2s.

Check My DSCR Eligibility

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Business Owner

Working capital, SBA loans, equipment financing, and lines of credit.

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Montana LLC formation and vehicle-registration services through our independent partner.

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Investor-First Lending Platform

DSCR Loans & Capital for Real Estate Investors

Investor-focused financing with a streamlined process from scenario review through closing. Qualify on rental income — not personal income.

✓No W-2 or tax returns required — DSCR Flagship Program
✓Real estate and business funding under one roof
✓LLC and entity-friendly — availability varies by program, property, borrower, and state

Business-Purpose Only • LLC & Entity Friendly • Foreign National Programs

Investor DSCR Financing
Built Around Rental Property Cash Flow
●Property Cash Flow
●Property & Leverage
●Investor Profile
●Multiple Capital Options

CHECK YOUR SCENARIO →

Program terms vary by scenario, borrower profile, and property.
Investor-Focused
Business-Purpose Financing
Multiple Paths
Real Estate + Business Funding
Varies by State
Programs Available
Streamlined
Investor Review Process

Find DSCR Loan Programs in Your State

Select your state below to see investor financing programs, local market insights, and qualification requirements.

Availability and eligibility vary by program, property and state.

Financing Built for Real Estate Investors

Capital for Different Investment Strategies. Programs are variable and subject to underwriting — terms shown are representative, not guarantees.

RENTAL INCOME

DSCR Rental Financing

1–4 unit investment properties qualified on property cash flow. No W-2s or tax returns required.

VALUE-ADD

Fix & Flip Financing

Acquisition and rehab capital structured around project scope, timeline, and exit strategy.

SHORT-TERM

Bridge Financing

Time-sensitive capital for acquisitions, transitions, and stabilization ahead of long-term takeout.

PORTFOLIO

Cash-Out & Portfolio Strategies

Equity access and multi-property structuring for scaling investors managing rental portfolios.

Who We Help

FAAS Funding connects investors and business owners with the right capital solutions.

Real Estate Investors

DSCR, Fix & Flip, Bridge, STR financing structured around asset performance.

Business Owners

Lines of credit, SBA loans, equipment financing, and working capital solutions.

Contractors

Acquisition and rehab capital for value-add projects and construction timelines.

Repeat & Portfolio Investors

Structured capital for investors scaling a portfolio or returning for their next deal.

Capital Programs Built for Active Investors & Business Owners

Capital solutions structured around the deal, property and business.

Why Investors Work With FAAS

A transparent, tools-first approach to matching your deal with the right capital.

Free Tools & Education

Run your numbers with our DSCR, Fix & Flip, and Cash Flow calculators before you ever apply, plus guides and resources to help you make better decisions.

One Scenario, Multiple Lenders

We match your deal across our network of capital sources instead of you shopping lender by lender.

Clear Process, Start to Finish

Submit your scenario, get matched, upload documents securely, and review your funding options. Closing timelines vary by scenario and program.

Clarity First

We explain your options clearly so you can make confident funding decisions.

Multiple Capital Paths

Real estate and business funding under one roof. One starting point, multiple funding paths reviewed.

Repeat Borrower Focus

Built for investors who want a long-term capital partner, not just a one-time transaction.

What Determines Your Pricing

We believe in transparency. Your terms are built around your deal — not a one-size-fits-all sticker rate. Here is what actually drives your pricing.

Factor What We Look At Why It Matters
Property Cash Flow DSCR ratio, rental income vs. debt service Stronger cash flow means stronger terms
Leverage LTV / LTC / ARV requested Lower leverage typically improves pricing
Borrower & Entity Profile Credit, experience, entity structure, reserves Experience and reserves reduce risk
Property & Strategy Asset type, location, and loan program (DSCR, bridge, fix & flip) Each strategy has its own structure and term

Pricing and terms are determined case-by-case based on current market conditions and your specific scenario, including DSCR ratio, LTV, credit profile, property type, and lender guidelines. Contact us for a precise scenario review.

How the Process Works

A simple four-step path to your funding solution.

1

Submit Your Request

Tell us about your property, project, or business funding need.

2

Get Pre-Qualified

We review your scenario and match it to the right capital structure.

3

Upload Documents Securely

Lease, purchase contract, bank statements, or other supporting docs.

4

Review Funding Options

Receive your capital structure review and move forward on your terms.

Investor Deal Analysis Tools

Free tools to analyze your deal before you apply.

One Starting Point. Multiple Funding Paths.

Explore real estate investor financing and business funding solutions through FAAS Funding and our independent funding network.

Business-purpose lending only. Not a bank. Not a direct lender. We are a financing marketplace — we match your deal to the right lender across our network of capital sources, so you get competitive terms without shopping 10 lenders yourself.

Analyze Your Deal