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Real Estate Investor
DSCR loans, bridge capital, fix and flip — qualify on rental income, not W-2s.
Check My DSCR Eligibility
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Business Owner
Working capital, SBA loans, equipment financing, and lines of credit.
Explore Business Funding
Investor-First Lending Platform

DSCR Loans & Capital for Real Estate Investors

Investor-focused financing with a streamlined process from scenario review through closing. Qualify on rental income — not personal income.

No W-2 or tax returns required — DSCR Flagship Program
Real estate and business funding under one roof
LLC and entity-friendly — all 50 states

Business-Purpose Only • LLC & Entity Friendly • Foreign National Programs • Nationwide

Investor DSCR Financing
Built Around Rental Property Cash Flow
Property Cash Flow
Property & Leverage
Investor Profile
Multiple Capital Options
CHECK YOUR SCENARIO →
Program terms vary by scenario, borrower profile, and property.

⭐ 4.9/5
Google Verified Reviews

500+
Investors Funded

50 States
Nationwide Coverage

Streamlined
Investor Review Process


✔ Investor-Focused Funding

✔ Fast Pre-Qualification

✔ Multiple Capital Options

✔ Secure Document Process

Find DSCR Loan Programs in Your State

Select your state below to see investor financing programs, local market insights, and qualification requirements.

All 50 states + DC covered. No W2s or tax returns required.

Financing Built for Real Estate Investors

Capital for Different Investment Strategies. Programs are variable and subject to underwriting — terms shown are representative, not guarantees.

RENTAL INCOME
DSCR Rental Financing
1–4 unit investment properties qualified on property cash flow. No W-2s or tax returns required.
VALUE-ADD
Fix & Flip Financing
Acquisition and rehab capital structured around project scope, timeline, and exit strategy.
SHORT-TERM
Bridge Financing
Time-sensitive capital for acquisitions, transitions, and stabilization ahead of long-term takeout.
PORTFOLIO
Cash-Out & Portfolio Strategies
Equity access and multi-property structuring for scaling investors managing rental portfolios.

Who We Help

FAAS Funding connects investors and business owners with the right capital solutions.

Real Estate Investors

DSCR, Fix & Flip, Bridge, STR financing structured around asset performance.

Business Owners

Lines of credit, SBA loans, equipment financing, and working capital solutions.

Contractors

Acquisition and rehab capital for value-add projects and construction timelines.

Flexible Funding Seekers

Multiple paths reviewed. No one-size-fits-all. We match your scenario to the right product.

Capital Programs Built for Active Investors & Business Owners

Structured around performance, not paperwork.

DSCR Loans (1-4 Units)

Cash-flow-based financing structured around property performance.

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Fix & Flip Capital

Acquisition and renovation structures for value-add operators.

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Bridge Loans

Short-term capital for acquisitions, transitions, and time-sensitive deals.

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Business Line of Credit

Flexible revolving capital for business operations and growth.

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Equipment Financing

Finance equipment purchases and leases for business operations.

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SBA Loans

Government-backed financing for eligible small businesses.

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What Investors Are Saying

Real outcomes from real borrowers across the country.

★★★★★

“Closed my 6-unit DSCR deal in 19 days. I had been turned down twice by conventional lenders. FAAS structured it around the rental income and got it done.”

Marcus T.
Real Estate Investor · Atlanta, GA
DSCR Loan · $485,000
★★★★★

“The DSCR calculator on their site gave me confidence before I even applied. Pre-qual was fast and the advisor actually explained my options — no runaround.”

Priya S.
Short-Term Rental Operator · Phoenix, AZ
STR DSCR · $320,000
★★★★★

“Needed bridge capital fast for a fix-and-flip. FAAS had me approved in 48 hours. The process was cleaner than anything I had tried before.”

James R.
Fix and Flip Investor · Dallas, TX
Bridge Loan · $275,000

What Determines Your Pricing

We believe in transparency. Your terms are built around your deal — not a one-size-fits-all sticker rate. Here is what actually drives your pricing.

FactorWhat We Look AtWhy It Matters
Property Cash FlowDSCR ratio, rental income vs. debt serviceStronger cash flow means stronger terms
LeverageLTV / LTC / ARV requestedLower leverage typically improves pricing
Borrower & Entity ProfileCredit, experience, entity structure, reservesExperience and reserves reduce risk
Property & StrategyAsset type, location, and loan program (DSCR, bridge, fix & flip)Each strategy has its own structure and term

Pricing and terms are determined case-by-case based on current market conditions and your specific scenario, including DSCR ratio, LTV, credit profile, property type, and lender guidelines. Contact us for a precise scenario review.

How the Process Works

A simple four-step path to your funding solution.

1

Submit Your Request

Tell us about your property, project, or business funding need.

2

Get Pre-Qualified

We review your scenario and match it to the right capital structure.

3

Upload Documents Securely

Lease, purchase contract, bank statements, or other supporting docs.

4

Review Funding Options

Receive your capital structure review and move forward on your terms.

Why FAAS Funding

Clarity First

We explain your options clearly so you can make confident funding decisions.

Streamlined Process

Investor-focused review from scenario through closing. Closing timelines vary by scenario and program.

Multiple Capital Paths

Real estate and business funding under one roof. One application. Multiple options reviewed.

Education Driven

Guides, calculators, and resources to help investors and owners make better decisions.

Repeat Borrower Focus

Built for investors who want a long-term capital partner, not just a one-time transaction.

One Application. Multiple Funding Paths.

Real estate capital and business funding reviewed together. Get started in minutes.

Business-purpose lending only. Not a bank. Not a direct lender. We are a financing marketplace — we match your deal to the right lender across our network of 40+ capital sources, so you get competitive terms without shopping 10 lenders yourself.